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Frank,
I would consider it insurance. Always nice to know that you have the option to contact Triumph for resolution if a hull issue develops. There should be a capacity plate mounted on the starboard interior, just infront of the rear jump seat. I think it will say what the Max. HP engine is for the hull. Just make sure that you are at or under the rating before handing over your $200.
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2005 191FS w/140 HP Suzuki
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