Boat/US insurance

rdrsteve · #1 (**permalink**) 12-13-2005, 03:45 PM

I have been checking around for insurance for my new 17cc and been getting quotes around $300-$350 from progressive and AAA. I then checked with BOAT/US and they were $1,337!!!! Has anyone else gotten insurance thru them? I called and the guy said it was because I lived in Florida! What BS! Any idea why they are a grand more? i asked if there was any mistake I made in deductables or liabilities and he said no that doesn't affect the price that much. Mike from modern discount marine had suggested them,so I was hoping maybe someone else he had dealt with knew why BOAT/US is so outrageously high! Oh,yeah 2 of the 3 companies I checked with had never heard of Triumph or roplene. I am sure if they would study them we would have even less to pay due to the roplene hulls being so indestructable.

special K · #2 (**permalink**) 12-13-2005, 04:15 PM

this is who i have, less than $200 a year. I found the same thing because of the hurricanes.
http://www.inamarmarine.com/
Brian K

special K · #3 (**permalink**) 12-13-2005, 04:41 PM

I don't Know how good they are? We just needed insurance on the the boat, hopefully we we will never have to make a claim. Most people don't. I need to protect my boat during a hurricane because my deductible goes up, because of hurricane damage.

rdrsteve · #4 (**permalink**) 12-13-2005, 04:42 PM

thanks,just sent them a application online.Wonder how boat/us stays in the insurance business?

Putershark · #5 (**permalink**) 12-13-2005, 06:07 PM

They won't stay in business very long at those rates for sure...

I had Inamar (never had a problem then again, never made a claim) till I found out that Nationwide was even less... Here again for me, they also have my Homeowners and Truck insurance so I get all those multiline discounts you know

Dave

boatfever · #6 (**permalink**) 12-14-2005, 07:04 AM

Check out whoever carries your other ins. first. I also heard that nationwide has good prices. A friend of mine pays $300 for his 25' contender. Also very important is the companies financial rating.Always go with a company that is rated at least "a" or above(some go as high as "aaa"). The quote I got from progressive online was $240 on the 17.

C Firth · #7 (**permalink**) 12-14-2005, 10:50 AM

I have STATE FARM insurance, and for my 01 logic 210cc,runs around 200 per year with my discount for a boaters safety course...Ive been insured by State Farm for some time now,,only had one claim , that was due to a marina fire when I had my 27ft searay, they paid out 21,000 without a problem for repair work...however I have been notified that there will be a price increase
next year...they like taking your money, but dont like paying it out

CFirth
proud owner 01 logic 210cc

fridaysoff · #8 (**permalink**) 01-02-2006, 02:23 PM

I have my boat insured with Allstate who insures my auto and home. For my 04 17CC with 60 hp Yamaha 4 stroke is $95.00 per year. I have a $500.00 deductible. I also get the discount for safety course.JD

daveh · #9 (**permalink**) 01-02-2006, 05:39 PM

good info, looks like i need to switch. daveh

gator100 · #10 (**permalink**) 04-14-2006, 08:50 AM

I used Boaters insurance-----$ 285.00 A year.

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